mbeals

7/28/2014 - The U.S. suffers from lifespan inequality gap, Stanford researcher says

Stanford researcher Shripad Tuljapurkar found that a lifespan inequality gap continues in countries like the United States even while life expectancy is increasing. One reason is that America’s mortality rate among young males is not getting better. Better access to health care would improve the situation. Read the full article at Stanford News.

7/25/2014 - Addressing Caregivers’ Loss of Retirement Income

Earlier this month Representative Nita M. Lowey, Democrat of New York, introduced what she’s calling the Social Security Caregiver Credit Act, intended to increase retirement income for middle-class citizens who must reduce their work hours or leave the work force because of caregiving duties. Read the full article at the New York Times.

7/23/2014 - A smart way to make your retirement money last (MoneyWatch)

Let’s say you’re fortunate enough to have saved $500,000 for retirement savings. What’s the best way to use those funds? Let’s take a look at one smart strategy that includes recommended approaches for taking Social Security benefits and working in retirement, as well as an insurance innovation that has gained support from recent regulations. Read… Read more 7/23/2014 - A smart way to make your retirement money last (MoneyWatch)

7/22/2014 - More Women Than Men Losing Out On Retirement Money (FinancialAdvisor)

Women come up short in contributing to employer-sponsored retirement plans compared to men, according to the TIAA-CREF survey Perfect Match released Tuesday. Read the full article at Financial Advisor.

7/22/2014 - Average worker needs to save 15% to fund retirement (BenefitsPro)

A typical household needs to save roughly 15 percent of their income annually to sustain their lifestyle into retirement, according to a brief from the Center for Retirement Research at Boston College. Read the full article at BenefitsPro.

7/23/2014 - Seniors Share Homes for Cost Saving, Companionship

It’s not exactly “The Golden Girls,” but for Marcia Rosenfeld, it’ll do. Rosenfeld is among thousands of aging Americans taking part in home-sharing programs around the country that allow seniors to stay in their homes and save money while getting some much-needed companionship. Read the full article at ABC News.

7/22/2014 - A 401(k) for All

One compelling way to turn the ongoing national discussion on wealth inequality into a tangible policy to help Americans increase their wealth and savings would be to fix what I have long called our “upside-down” tax incentive system for retirement savings. Read the full article at The New  York Times.

7/22/2014 - When couples disagree on when to retire (USA Today)

Los Angeles psychologist James Gottfurcht has worked with people facing this dilemma including a couple in their mid-50s who came up with a clever resolution. Read the full article at USA Today.

7/19/2014 - More baby boomers try their luck as entrepreneurs with start-ups

Despite the challenges, baby boomers are taking over a growing share of business start-ups, even as overall rates of entrepreneurship decline. Read the full article at the Star Tribune.

7/19/2014 - The Future of Robot Caregivers

Like most older adults, she doesn’t want to be “locked up in one of those homes.” What she needs is someone who is always there, who can help with everyday tasks, who will listen and smile. What she needs is a robot caregiver. Read the full article at The New York Times.