borges

4/8/2014 - More retirees keep one foot in workforce (CNBC)

Seniors today may well enjoy rounds of golf and water aerobics when they retire. But chances are, they fit it in when they’re off the clock. Whether motivated by mental stimulation or cold, hard cash, millions of Americans age 65 and older are keeping one foot in the workforce long after they leave their full-time… Read more 4/8/2014 - More retirees keep one foot in workforce (CNBC)

4/6/2014 - The Smart Way to Tap Investment Accounts in Retirement (Wall Street Journal)

If you are like many Americans, you have a variety of investment and retirement accounts. When it comes time to live on that money, how do you decide which ones to tap first? The goal is to maximize your ability to generate income throughout retirement while keeping your tax burden low. That may not be… Read more 4/6/2014 - The Smart Way to Tap Investment Accounts in Retirement (Wall Street Journal)

4/4/2014 - Going Back to School, Without the Pressure (New York Times)

Arlene and Larry Dunn, both music aficionados, had always been fans of two ensembles at the Oberlin College Conservatory of Music. So, the Dunns put the retirement community Kendal at Oberlin on the top of their list after they began looking for a new home. In addition to having a rich cultural life, the Dunns… Read more 4/4/2014 - Going Back to School, Without the Pressure (New York Times)

3/30/2014 - Older and Out of Work, but Not Out of Contention (New York Times)

On Thursday, the 10 graduates celebrated over spoonfuls of yellow cake with chocolate icing. They hugged, cheered and promised to stay connected, fortifying themselves for the rough road ahead. This was no ordinary graduation: The youngest to receive a certificate was 50. The oldest was 74. They had college degrees, decades of experience and had… Read more 3/30/2014 - Older and Out of Work, but Not Out of Contention (New York Times)

3/28/2014 - Biggest boomer retirement regrets (BenefitsPro)

The last of the baby boomer generation will be turning 50 this year, and it’s time for them to get a fix on how they are going to prepare for retirement. Fortunately, there are valuable lessons, financial and otherwise, to be learned from those who have already reached their later years. Read the full article… Read more 3/28/2014 - Biggest boomer retirement regrets (BenefitsPro)

3/21/2014 - Coping When Not Entering Retirement Together (New York Times)

FOR Daniel Ryan, turning 40 and 50 came and went. But sometime around his 61st birthday last July, he said he had an “old man crisis.” He did some simple math, and quickly concluded that living another 20 years would be considered a “full life.” Even if he remained healthy for another 15 years, he… Read more 3/21/2014 - Coping When Not Entering Retirement Together (New York Times)

3/21/2014 - Expectation of increased retirement age could be slowing (BenefitsPro)

The age at which workers expect to retire has slowly risen over time, but that trend could be slowing, according to a report by the Employee Benefit Research Institute. Since 2009, 20 to 25 percent of workers reported that the age at which they expect to retire increased in the last year. According to the… Read more 3/21/2014 - Expectation of increased retirement age could be slowing (BenefitsPro)

3/15/2014 - Income Gap, Meet the Longevity Gap (New York Times)

Fairfax County, Va., and McDowell County, W.Va., are separated by 350 miles, about a half-day’s drive. Traveling west from Fairfax County, the gated communities and bland architecture of military contractors give way to exurbs, then to farmland and eventually to McDowell’s coal mines and the forested slopes of the Appalachians. Perhaps the greatest distance between… Read more 3/15/2014 - Income Gap, Meet the Longevity Gap (New York Times)

3/15/2014 - What the Social Security COLA means to seniors (USA Today)

espite a narrow brush with a new reduction to Social Security benefits, seniors will not see the proposed move to a more conservative cost-of-living adjustment, or COLA, in 2014. President Barack Obama’s announcement on Feb. 2 that he was scrapping the earlier proposal preserves the status quo for seniors — for now. The grand budget… Read more 3/15/2014 - What the Social Security COLA means to seniors (USA Today)

3/15/2014 - Retirement Roadblocks: Are They All in Your Head? (Morningstar)

Economists, journalists, and financial-services companies love to pile on the subject of why most Americans aren’t saving enough for retirement. But aside from the issue of not having enough disposable income to save, what if retirement saving is a behavioral issue? We can do all sorts of mental backflips to avoid saving money. Can we… Read more 3/15/2014 - Retirement Roadblocks: Are They All in Your Head? (Morningstar)