borges

Posts by borges

3/07/2014 - An Aging Population Also Poses Opportunities for Retirement Careers (New York Times)

by on March 10, 2014 9:37 pm
A scent of sage hovers in the air. The soothing, ambient strands of New Age music fill the warm room. Carefully, the 80-year-old woman climbs aboard the heated massage table for her “rub down,” as she calls it. She has arrived at her regular appointment with Christine Henck, 62, a licensed massage therapist who runs… Read more 3/07/2014 - An Aging Population Also Poses Opportunities for Retirement Careers (New York Times)

3/07/2014 - The case for never retiring (MarketWatch)

by on March 10, 2014 7:25 pm
Most of the news lately has centered around people who want to retire, but can’t. From student loan debt-burdened millennials to laid-off older workers, many people who’d like to (at least someday) stop working don’t think they’ll be able to. But there’s a counterargument to be made: Could it be better to never retire at… Read more 3/07/2014 - The case for never retiring (MarketWatch)

3/07/2014 - Shift from DB to DC plans has hurt single women most (BenefitsPro)

by on March 10, 2014 7:24 pm
The shift away from defined benefit pension plans to defined contribution plans has affected the types of retirement benefits available to most households, but has negatively impacted women the most, particularly those who are not married, according to a report by the Government Accountability Office. Since the 1960s, the percentage of unmarried, single-parent families has… Read more 3/07/2014 - Shift from DB to DC plans has hurt single women most (BenefitsPro)

3/05/14 - Another Way to Do the Math for Social Security Reform (New York Times)

by on March 7, 2014 7:54 pm
Social Security is a hot button political issue, but there is actually more agreement on the matter than might meet the eye. Consider a potential Social Security reform that increases benefits for low income retirees and raises taxes on workers with relatively high incomes. This sounds a lot like what Democratic members of Congress might… Read more 3/05/14 - Another Way to Do the Math for Social Security Reform (New York Times)

3/2/2014 - Why aging is scary for economies (USA Today)

by on March 4, 2014 5:54 pm
giant panorama of a Chinese factory, taken in 2005 by Canadian photographer Edward Burtynsky, hangs in my dining room. Thousands of young workers fill an endless factory floor. Guests to my house stare at it, awestruck. It captures what is perhaps one of the scariest features of the Chinese economy: its ability to mobilize a… Read more 3/2/2014 - Why aging is scary for economies (USA Today)

2/28/2013 - Save for Retirement First, the Children's Education Second (New York Times)

by on March 4, 2014 5:53 pm
A HALF-DOZEN years ago, Brian Appelbaum’s savings plan was focused mainly on his own retirement. But now he is married and the father of two young children. So Mr. Appelbaum, 53, has reassessed his outlook, as he and his wife try to save money for their retirement as well as for their children’s education. The… Read more 2/28/2013 - Save for Retirement First, the Children's Education Second (New York Times)

2/21/2014 - Obama plan: Cut tax breaks for richest retirement savers (MarketWatch)

by on February 24, 2014 6:51 pm
President Barack Obama plans to ask Congress in early March, as part of his fiscal 2015 budget, to reduce some of the tax advantages for employer-sponsored retirement plans for higher-income earners, according to published reports. Plus, the president wants to limit the value of all tax deductions, defined contribution exclusions and IRA deductions to 28%… Read more 2/21/2014 - Obama plan: Cut tax breaks for richest retirement savers (MarketWatch)

2/21/2014 - The 2 retirement levers you can control (MarketWatch)

by on February 24, 2014 6:50 pm
In last week’s article, we discussed how it’s unrealistic to set a single “number” for retirement, that you need to consider five levers, three of which you cannot control: Longevity Inflation, especially health- care costs Investment returns (unless you take a long-term approach) This week we complete the article with a discussion of the levers… Read more 2/21/2014 - The 2 retirement levers you can control (MarketWatch)

2/20/2014 - Obama's Budget Omits Trims to Social Security (New York Times)

by on February 24, 2014 6:48 pm
President Obama’s forthcoming budget plan will not include a proposal to trim cost-of-living increases in Social Security checks, the gesture of bipartisanship he made to Republicans last year in a failed strategy to reach a “grand compromise” on reducing projected federal debt. White House officials said on Thursday that since Republicans in Congress have shown… Read more 2/20/2014 - Obama's Budget Omits Trims to Social Security (New York Times)

2/18/14 - Can behavioral finance bolster your retirement? (CBS MoneyWatch)

by on February 19, 2014 12:18 am
Interested in learning how to improve your retirement security? You might be served well by recent developments in a field known as “behavioral finance” that address the damage that natural human foibles can cause to your retirement planning. Employers and financial institutions alike are recognizing that people tend to fall into one of three different… Read more 2/18/14 - Can behavioral finance bolster your retirement? (CBS MoneyWatch)