djaworski

Posts by djaworski

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9/15/2015 - Here's How Wide the Retirement Gap Is Between Men and Women (Bloomberg)

by on September 15, 2015 5:42 pm
While both men and women face big retirement-savings challenges, the hurdle is higher for many women. To have a decent standard of living in old age, women, who earn on average 78 cents to a man’s dollar, need to save $126 for every $100 men do. That’s the conclusion of a report analyzing savings shortfalls faced by both genders.Financial… Read more 9/15/2015 - Here's How Wide the Retirement Gap Is Between Men and Women (Bloomberg)
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9/14/2015 - 7 Assumptions About Retirement (U.S. News & World Report)

by on September 14, 2015 6:14 pm
You don’t really know how you’re going to live in retirement until you start doing it. But that doesn’t mean you can’t plan ahead, start to envision your retirement lifestyle and begin to put pieces of the puzzle together.There’s lots of advice, and many guidelines, to help you chart your way through retirement. Read the… Read more 9/14/2015 - 7 Assumptions About Retirement (U.S. News & World Report)
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9/14/2015 - Why Americans Are Waiting Longer to Buy Homes (Main Street)

by on September 14, 2015 4:38 pm
Homeownership may be part of the American Dream — but many are waiting longer to achieve that dream. “I am seeing people wait longer to buy a home, particularly those from their late-20s into their mid-30s,” said Arvin Sahakian, vice president at mortgage site BeSmartee. In fact, Americans are now nearly 33 when they realize their homeownership… Read more 9/14/2015 - Why Americans Are Waiting Longer to Buy Homes (Main Street)
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9/13/2015 - Who's Doing the Best Job Saving for Retirement? (The Motley Fool)

by on September 14, 2015 4:10 pm
Retirement saving has always been an important part of ensuring long-term financial security. Yet with the ups and downs in the economy over the past decade, many Americans have found themselves getting derailed from their plans to save ambitiously for retirement. Fortunately, as economic conditions have improved in recent years, more American workers have been… Read more 9/13/2015 - Who's Doing the Best Job Saving for Retirement? (The Motley Fool)

9/13/2015 - Gaps in Earnings Stand Out in Release of College Data (The New York Times)

by on September 13, 2015 6:19 pm
On Saturday, the federal government solved that problem by releasing a huge set of new data detailing the earnings of people who attended nearly every college and university in America. Although it abandoned efforts to rate the quality of colleges, the federal government matched data from the federal student financial aid system to federal tax returns. The Department of Education was… Read more 9/13/2015 - Gaps in Earnings Stand Out in Release of College Data (The New York Times)
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9/12/2015 - For Widows, Social Security System Can Provide Rude Shocks (The New York Times)

by on September 12, 2015 9:52 pm
What a widow or widower claims from Social Security, and when, can make a long-term difference in their lifetime benefits. Widows are entitled to the benefits they have earned based on their own work history, as well as survivor benefits, based on their deceased spouse’s work history — but they cannot collect both at the… Read more 9/12/2015 - For Widows, Social Security System Can Provide Rude Shocks (The New York Times)
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9/11/2015 - Get Ready to Entrust Your Retirement to a Bot (Wired)

by on September 11, 2015 10:35 pm
Companies looking to offer retirement plans will soon have a new alternative. Automated investment adviser Betterment said today that it will soon offer a 401(k) platform for employers. In other words, your retirement fund may one day be run by code. The wealth management startup has made a name for itself in the past few years for its… Read more 9/11/2015 - Get Ready to Entrust Your Retirement to a Bot (Wired)
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9/9/2015 - For some states, a focus on older workers (USA Today)

by on September 9, 2015 7:22 pm
Like the U.S. population overall, the American workforce is aging. According to a 2014 report by the U.S. Census Bureau, the labor force participation rate for people older than 65 reached 22.1 percent for men and 13.8 percent for women at the end of the first decade of the 21st century, compared to 17.7 percent and 9.4… Read more 9/9/2015 - For some states, a focus on older workers (USA Today)
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9/9/2015 - How an Area’s Union Membership Can Predict Children’s Advancement (The New York Times)

by on September 9, 2015 5:30 pm
It is well established that unions provide benefits to workers — that they raise wages for their members (and even for nonmembers). They can help reduce inequality. A new study suggests that unions may also help children move up the economic ladder. Researchers at Harvard, Wellesley and the Center for American Progress, a liberal think tank, released a paper Wednesday showing… Read more 9/9/2015 - How an Area’s Union Membership Can Predict Children’s Advancement (The New York Times)
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9/8/2015 - Corporate Efforts to Address Social Problems Have Limits (The New York Times)

by on September 9, 2015 5:17 pm
There is something appealing about the concept of “shared value.” The strategy, first articulated by Michael E. Porter of Harvard Business School and the management consultant Mark R. Kramer, is based on the belief that companies can increase profits and enhance their businesses even as they address pressing social problems. And yet the case for… Read more 9/8/2015 - Corporate Efforts to Address Social Problems Have Limits (The New York Times)