djaworski

2/16/2015 - Changes coming to Target Date Funds (USA Today)

The more things change in the world of employer-sponsored retirement plans, the less they remain the same. And that’s especially so when it comes to one of the most popular investment options in many 401(k) plans – the target-date mutual fund. Why are plan sponsors dumping their record keeper’s proprietary target-date funds and replacing them… Read more 2/16/2015 - Changes coming to Target Date Funds (USA Today)

2/15/2015 - The Top 3 Strategies for a Secure Retirement (The Motley Fool)

When you read about retirement income security, you probably read a lot about asset allocation. I also write about it a lot. It is, after all, important, considering how reliant we all might be on our 401(k)s. But it’s not the end of the story, or even the most important part of it. A lot… Read more 2/15/2015 - The Top 3 Strategies for a Secure Retirement (The Motley Fool)

2/13/2015 - New public pension accounting rules raise red flags (Reuters)

New accounting rules for public pensions are exposing the damage done by U.S. states, including New Jersey, that have failed to adequately fund their retirement systems, according to a report to be released by Fitch Ratings on Friday.With the first wave of pensions beginning to issue financial statements under the new rules, the impact of… Read more 2/13/2015 - New public pension accounting rules raise red flags (Reuters)

2/9/2015 - 3 Things Entrepreneurs Can Do Today To Prepare For Retirement (Forbes)

Some entrepreneurs say they’ll work forever. Yet there comes a point when most business owners want to retire and transfer their ownership in order to enjoy everything they’ve worked so hard to obtain. Though entrepreneurs may feel anxious about stepping away from a lifelong business, careful planning in anticipation of retirement makes the departure easier… Read more 2/9/2015 - 3 Things Entrepreneurs Can Do Today To Prepare For Retirement (Forbes)

2/6/2015 - Should you let a robo-adviser invest for you? (NPR Marketplace)

As the economy picks up strength, more people are heading back to work and some are even seeing their wages tick upward. That means the lucky among us might find ourselves with extra cash and wondering what to do with it – after building up savings for emergency expenses and contributing to 401ks, of course.… Read more 2/6/2015 - Should you let a robo-adviser invest for you? (NPR Marketplace)

2/6/2015 - Consulting as a Bridge Between Full-time work and Retirement (The New York Times)

As baby boomers anticipate working longer and prefer a phased retirement, they are turning to the growing number of firms that specialize in placing older workers in part-time or temporary positions in specific industries. Some of the jobs are done on site, while others can be done from home or another remote location. A 2013… Read more 2/6/2015 - Consulting as a Bridge Between Full-time work and Retirement (The New York Times)

2/2/2015 - The Mental and Physical Toll of Student Loans (The Atlantic)

As the use of student loans escalates, so too do conversations about the possible ramifications of increasingly high debt for young Americans. It’s widely known that inability to pay student debt can result in a host of problems, like damaged credit or garnished wages, but a new study from the University of South Carolina suggests that some… Read more 2/2/2015 - The Mental and Physical Toll of Student Loans (The Atlantic)

2/2/2015 - What women need to know when they retire (MarketWatch)

Young people entering the workforce need to educate themselves about the retirement-planning process. Women in the early stages of their retirement planning should be aware that they will face some different challenges than their male coworkers. One of the key differences is life expectancy. On average, women live longer than men do. Girl babies born… Read more 2/2/2015 - What women need to know when they retire (MarketWatch)

2/1/2015 - What to do when behind on retirement savings (USA Today)

You’re in your 50s, the kids have moved out and the panic sets in: you don’t have nearly enough retirement savings.More than a third of the country’s workforce is with you: 36% say they and their spouse have less than $1,000 saved for retirement, according to a 2014 survey from the Employee Benefit Research Institute,… Read more 2/1/2015 - What to do when behind on retirement savings (USA Today)

1/29/2015 - Why You Should Tell Your Children How Much You Make (The New York Times)

When Scott Parker wanted his six offspring to know more about the value of money, he decided to do something that many parents would consider radical: show them exactly what he earned.One day, he stopped by his local Wells Fargo branch in Encinitas, Calif., and asked to withdraw his entire monthly salary in cash. In… Read more 1/29/2015 - Why You Should Tell Your Children How Much You Make (The New York Times)