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1/29/2015 - Gold-Plated Public-School Pension Plans? Most Teachers Never See the Cash (Forbes)

 In 15 states, teachers have to work 10 years before they vest in their retirement plans. Many are long gone before they are eligible to collect one dollar in benefits, even as they are obligated to contribute a substantial portion to their plans each payday. Yet even though only half of teachers will collect their… Read more 1/29/2015 - Gold-Plated Public-School Pension Plans? Most Teachers Never See the Cash (Forbes)

1/29/2015 - For Many U.S. Families, Financial Disaster is Just One Setback Away (The Wall Street Journal)

American families have made big strides repairing their balance sheets from the economic crash, but their finances remain disturbingly vulnerable to emergencies—a major obstacle to economic mobility, a new report says. About 70% of U.S. households are struggling with at least one of three problems with their balance sheets—low incomes, insufficient savings or debt, according to an analysis… Read more 1/29/2015 - For Many U.S. Families, Financial Disaster is Just One Setback Away (The Wall Street Journal)

1/28/2015 - How to protect elderly loved ones from financial ruin (MarketWatch)

If you suspect an elderly or financially unsophisticated relative may be having trouble keeping up with his or her financial affairs, there are a number of steps you can take. Don Blandin, president and chief executive of the Investor Protection Trust, a nonprofit dedicated to investor education, says parents and adult children need to have conversations… Read more 1/28/2015 - How to protect elderly loved ones from financial ruin (MarketWatch)

1/27/2015 - The Biggest Financial Threat Women Face (CNBC)

According to a recent study by the Transamerica Center for Retirement Studies, 62 percent of women said they were saving for retirement, but just 15 percent said they were saving enough; 22 percent were barely saving at all. That means 85 percent of women aren’t saving enough money to support themselves in retirement. There are a number of… Read more 1/27/2015 - The Biggest Financial Threat Women Face (CNBC)

1/20/2015 - How to tell if your retirement nest egg is big enough (Yahoo Finance)

During past bull markets, many Americans nearing retirement fleetingly acquired a nest egg adequate for later life. Then, as quickly as that nest egg came, it went—leaving behind regret, sleepless nights, and in the worst case, panic selling near the bottom that eliminated any possibility of recovery. This happened in the late 1990s, as the… Read more 1/20/2015 - How to tell if your retirement nest egg is big enough (Yahoo Finance)

1/19/2015 - The Best Online Tools for Retirement Planning and Living (The Wall Street Journal)

Planning for retirement? Look no further than your tablet or smartphone. A growing array of apps and websites make it easier to complete many of the most basic—and most important—tasks, from saving money and creating legal documents to figuring out a second career and where to live. There are tools for people nearing or in… Read more 1/19/2015 - The Best Online Tools for Retirement Planning and Living (The Wall Street Journal)

1/19/2015 - Why Your Employer May Be Your Best Financial Adviser (Money)

Large employers are taking on the roles of retirement adviser and financial educator in increasing numbers, new research shows. This is welcome news, because the federal government and our schools have not done a great job on this front, and individuals generally have not been able to manage well on their own. Employers have been tiptoeing… Read more 1/19/2015 - Why Your Employer May Be Your Best Financial Adviser (Money)

1/18/2015 - Banking Start-Ups Adopt New Tools for Lending (The New York Times)

When bankers of the future decide whether to make a loan, they may look to see if potential customers use only capital letters when filling out forms, or at the amount of time they spend online reading terms and conditions — and not so much at credit history.These signals about behavior — picked up by… Read more 1/18/2015 - Banking Start-Ups Adopt New Tools for Lending (The New York Times)

1/18/2015 - Obama's myRA retirement accounts are now a reality (CNN Money)

President Obama announced his plans for the starter retirement savings accounts in his State of the Union address last year. The accounts will be backed by the government, charge no fees and you’ll be able to contribute directly from each paycheck. “Let’s do more to help Americans save for retirement…” Obama said in his State of the Union… Read more 1/18/2015 - Obama's myRA retirement accounts are now a reality (CNN Money)

1/11/2015 - Quite a dilemma: Too young to retire, too old to hire (CNBC)

Older workers fared better during the Great Recession than those in other age groups. Millennials, who were just entering the workforce when the economy turned sour in 2009, were hit the worst. But when older workers lost their jobs, it took them about twice as long to find new ones, according to think tank the… Read more 1/11/2015 - Quite a dilemma: Too young to retire, too old to hire (CNBC)