Category: financial security 2013

12/28/2013 - Planning to Retire in 2014?

by on December 29, 2013 7:35 am
If retirement is on your calendar for 2014, it’s time to answer some critical questions. Among them: What will your budget look like? Does it make sense to downsize to a smaller home sooner rather than later? How will you fill days that were once occupied by a 9-to-5 job? Read the full article at… Read more 12/28/2013 - Planning to Retire in 2014?

12/20/2013 - Service helps generate retirement income, avoid tax penalty

by on December 20, 2013 5:27 pm
A recent report by the Stanford Center on Longevity compared the RMD, which uses invested assets to pay you a retirement income each year over the course of your lifetime, to five other retirement income generators. The Stanford report shows that the RMD (required minimum distributions) is one of several credible ways to generate retirement… Read more 12/20/2013 - Service helps generate retirement income, avoid tax penalty

12/17/2013 - How the Great Recession Really Affected Early Retirement

by on December 17, 2013 8:42 pm
One of the worrying trends in the labor market in recent years has been a decline in the percentage of Americans working or actively looking for work. There have always been a large portion of the working-age population considered to be not in the workforce. These may include stay-at-home parents, full-time college students, or retired… Read more 12/17/2013 - How the Great Recession Really Affected Early Retirement

12/16/2013 - Stanford study urges more accurate estimates of financial fraud

by on December 16, 2013 5:53 pm
A Stanford Center on Longevity study describes the roadblocks to obtaining accurate financial fraud estimates – victims are often reluctant to speak up – and suggests ways to improve the national tracking of such incidents. “Without accurate and reliable estimates of fraud,” wrote Martha Deevy, director of the Financial Security Division at the Stanford Center… Read more 12/16/2013 - Stanford study urges more accurate estimates of financial fraud
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12/16/2013 - Retirement Benefit Changes for 2014

by on December 16, 2013 5:12 pm
Social Security, Medicare and retirement accounts will all change in modest but important ways in 2014. And for the first time, retirees too young to qualify for Medicare will be guaranteed the right to buy private insurance via their state’s health insurance marketplace. Here’s what to expect for your retirement benefits next year. Read the… Read more 12/16/2013 - Retirement Benefit Changes for 2014
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12/14/2013- When it’s OK to retire with debt

by on December 14, 2013 5:37 pm
Conventional wisdom suggests that you shouldn’t retire with any debt. But Americans are seemingly ignoring that advice, according to a new research report from the Michigan Retirement Research Center. Read the full article at MarketWatch.
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12/13/2013 - America's Hidden Retirement Crisis Is Racial

by on December 13, 2013 5:17 pm
A troubling new study, Race and Retirement Insecurity in the United States, reveals that America’s retirement crisis is particularly dire for blacks and Latinos. Read the full article at Forbes.
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12/11/2013 - Retirement crisis grows as cities raid pension and health plans

by on December 11, 2013 7:36 pm
Detroit and Illinois aren’t the only ones stealing earned benefits. The idea is to avoid tax hikes and service cuts. Read more at Salon.
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12/9/2013 - When it’s better to rent a home in retirement

by on December 9, 2013 6:45 pm
Many argue it’s best to own a home in retirement instead of renting one. But there are exceptions. Read the full article at MarketWatch.