Category: Financial Landing 2014

7/8/2014 - How to Factor Medical Expenses Into Your Retirement Plan (U.S. News & World Report)

With retirees’ share of health care costs rising, it’s more important than ever to plan for these expenses in retirement. Read the full article at U.S. News & World Report. 

7/6/2014 - Essential Financial Steps for Young Workers (Wall Street Journal)

For 20-somethings who have recently landed a first job, the logistics of financial independence can seem daunting. Here are some things young workers should be sure to take care of within the first five years of starting out. Read the full article at The Wall Street Journal.

7/3/2014 - New Rules To Help Avoid Outliving Your Money (Forbes)

New 401(k) rules issued yesterday by the Treasury Department may help you avoid outliving your money. And they may be an answer to one of the irrational retirement choices many of us make that I wrote about last summer. It’s the one known by economists as “the annuity puzzle.” Read the full article at Forbes.

7/1/2014 - Treasury allows longevity annuities in retirement plans (InvestmentNews)

The Treasury Department and the Internal Revenue Service on Tuesday morning announced a final regulation updating the required minimum distribution laws to make it easier for purchasers to buy deferred income annuities that start payout as late as age 85. Read the full article at Investment News.

7/1/2014 - 5 Common Mistakes You Make in Your Retirement Planning (U.S. News & World Report)

There is no denying that retirement planning is a complicated undertaking. It’s unsettling to give up a steady paycheck and flip the switch from saving to spending. Due to the complexities of retirement planning, everyone is going to make some mistakes. Read the full article at U.S. News & World Report.

6/27/2014 - Retirement Plans Thrown Into Disarray by a Divorce (NY Times)

The divorce rate among Americans 50 and older has doubled since 1990. Among other life disruptions, it means dramatic changes for retirement plans as assets are divided and individual expenses rise. Read the full article at The New York Times.

6/25/2014 - Should millennials plan retirement the way boomers did? (MarketWatch)

Saving for — and even defining — life after work can vary greatly among generations. Financial strategies to achieve retirement goals reflecting these generational differences often require age-suitable customization. Read the full article at MarketWatch.

6/25/2014 - Undoing a hasty Social Security claiming decision (Investment News)

You have a new client in their late 60s who recently learned about the benefits of delaying Social Security benefits, and they come to you for advice. The problem: they have already started collecting Social Security benefits. The new clients want to know if they can reverse their decision and, if so, at what price.… Read more 6/25/2014 - Undoing a hasty Social Security claiming decision (Investment News)

6/23/2014 - Bogle Pitches Federal Retirement Oversight (Wall St Journal)

Vanguard Group founder Jack Bogle argues for a new federal body to approve products offered in the retirement sector — a Federal Retirement Savings Board. He also proposed limiting the amount that the highest-paid executives could put into tax-advantaged accounts. Read the full article at the Wall Street Journal (subscription required).

6/21/2014 - How Inherited Wealth Helps the Economy (NY Times)

Is inherited wealth making a comeback? Yes, says Thomas Piketty, author of the best seller “Capital in the Twenty-First Century.” To be sure, one can poke holes in Mr. Piketty’s story. But it raises the question: So what? What’s wrong with inherited wealth? Read the full article at the New York Times.