Category: Financial Landing 2014
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11/24/2014 - As Hackers Hit Customers, Retailers keep quiet about Security (NPR)
by djaworski on November 26, 2014 6:04 pm
As the holiday buying season approaches, retailers remain open to the same attack — called a “point of sale” attack — that hit Target and Home Depot, security experts say. Those analysts say that retailers have their fingers crossed, hoping they’re not next. And leading companies are keeping very tight-lipped about what, if anything, they’re… Read more 11/24/2014 - As Hackers Hit Customers, Retailers keep quiet about Security (NPR)
11/24/2014 - 4 Keys to Living Longer in Retirement (MarketWatch)
by djaworski on November 24, 2014 5:01 pm
In 1970, average life expectancy at birth in the U.S. was 71 years. In 2014, it is 79 years; and by 2050, the U.S. Census Bureau projects that average life expectancy will be 84 years. Today, according to the National Institute on Aging, there are over 40 million people in the U.S. aged 65 or older, accounting… Read more 11/24/2014 - 4 Keys to Living Longer in Retirement (MarketWatch)
11/24/2014 - How Retirement Benefits will Change in 2015 (U.S. News & World Report)
by djaworski on November 24, 2014 4:59 pm
Social Security and Medicare will be making important changes to their programs next year. Individual retirement accounts and 401(k)s will also be tweaked in significant ways. Here’s a look at the new features your retirement benefits will have next year. Read the full article at U.S. News & World Report.
11/19/2014 - For Millions of Millennials: Some College, No Degree, Lots of Debt (NPR)
by djaworski on November 20, 2014 5:47 pm
More than 40 percent of households headed by young adults with some college are dealing with student loans. And without the increased earnings that usually come with a college degree, managing even just a few thousand dollars in loans can be a huge challenge. Richard Fry, a senior researcher at the Pew Research Center, says the real… Read more 11/19/2014 - For Millions of Millennials: Some College, No Degree, Lots of Debt (NPR)
11/19/2014 - Are You Ready for an Encore (Career)? (Black Rock)
by djaworski on November 20, 2014 5:32 pm
One of the overlooked aspects of the retirement crisis is that retirement is an invention, one that has to be reinvented to suit new generations. What we think of as traditional retirement was codified in the 1930s when the Social Security Administration set normal retirement age at 65. Today, we are living longer and are healthier than… Read more 11/19/2014 - Are You Ready for an Encore (Career)? (Black Rock)
11/19/2014 - How to Protect Yourself From the “Epidemic” of Sleazy Debt Collectors (Money)
by djaworski on November 20, 2014 5:25 pm
Unscrupulous debt collectors, some of whom pose as law enforcement and threaten arrests to collect payments, have “become something of an epidemic,” said U.S. Attorney for the Southern District of New York, Preet Bharara. On Tuesday, Bharara announced that seven people who worked for an Atlanta-area company, Williams, Scott & Associates, were arrested for their… Read more 11/19/2014 - How to Protect Yourself From the “Epidemic” of Sleazy Debt Collectors (Money)
11/18/2014 - Federal agents arrest debt collectors in crackdown (CNN Money)
by djaworski on November 20, 2014 5:18 pm
Federal agents in Georgia arrested John Todd Williams, 48, founder of debt collection agency Williams, Scott & Associates along with six other employees on Tuesday morning for allegedly running a $4.1 million debt collection scam that targeted more than 6,000 people across the United States.The arrests stem from an investigation by the Federal Bureau of… Read more 11/18/2014 - Federal agents arrest debt collectors in crackdown (CNN Money)
11/17/2014 - 6 Smart Moves to Make Your Money Last a Lifetime (Money)
by djaworski on November 17, 2014 7:54 pm
The odds of enjoying a longer life are greater than ever before for many Americans. And people aren’t just living to more advanced ages than any previous generation—they’re also staying healthy and active longer into retirement. “The idea that most of us can live a good quality of life well beyond our eighties takes most… Read more 11/17/2014 - 6 Smart Moves to Make Your Money Last a Lifetime (Money)
11/17/2014 - The top financial concern: just paying the bills (NPR Marketplace)
by djaworski on November 17, 2014 7:39 pm
A survey out today shows the overall financial picture for Americans improving, but that still hasn’t translated into actual prosperity. According to the November Financial Security Index, compiled by Bankrate.com, the number one financial concern among Americans isn’t job security, or the housing market—it’s pocketbook issues like just being able to pay bills. One explanation… Read more 11/17/2014 - The top financial concern: just paying the bills (NPR Marketplace)
11/14/2014 - Choosing to live abroad in retirement (The New York Times)
by djaworski on November 17, 2014 7:30 pm
Choosing to leave the United States when you are younger and still working can be tough enough. But older Americans who are relocating in retirement to a new country with a foreign-national partner or spouse potentially face even greater challenges as they create new social networks while also learning another language and culture, and integrating… Read more 11/14/2014 - Choosing to live abroad in retirement (The New York Times)