Category: Financial Landing 2015

9/13/2015 - Who's Doing the Best Job Saving for Retirement? (The Motley Fool)

Retirement saving has always been an important part of ensuring long-term financial security. Yet with the ups and downs in the economy over the past decade, many Americans have found themselves getting derailed from their plans to save ambitiously for retirement. Fortunately, as economic conditions have improved in recent years, more American workers have been… Read more 9/13/2015 - Who's Doing the Best Job Saving for Retirement? (The Motley Fool)

9/13/2015 - Gaps in Earnings Stand Out in Release of College Data (The New York Times)

On Saturday, the federal government solved that problem by releasing a huge set of new data detailing the earnings of people who attended nearly every college and university in America. Although it abandoned efforts to rate the quality of colleges, the federal government matched data from the federal student financial aid system to federal tax returns. The Department of Education was… Read more 9/13/2015 - Gaps in Earnings Stand Out in Release of College Data (The New York Times)

9/12/2015 - For Widows, Social Security System Can Provide Rude Shocks (The New York Times)

What a widow or widower claims from Social Security, and when, can make a long-term difference in their lifetime benefits. Widows are entitled to the benefits they have earned based on their own work history, as well as survivor benefits, based on their deceased spouse’s work history — but they cannot collect both at the… Read more 9/12/2015 - For Widows, Social Security System Can Provide Rude Shocks (The New York Times)

9/11/2015 - Get Ready to Entrust Your Retirement to a Bot (Wired)

Companies looking to offer retirement plans will soon have a new alternative. Automated investment adviser Betterment said today that it will soon offer a 401(k) platform for employers. In other words, your retirement fund may one day be run by code. The wealth management startup has made a name for itself in the past few years for its… Read more 9/11/2015 - Get Ready to Entrust Your Retirement to a Bot (Wired)

9/9/2015 - For some states, a focus on older workers (USA Today)

Like the U.S. population overall, the American workforce is aging. According to a 2014 report by the U.S. Census Bureau, the labor force participation rate for people older than 65 reached 22.1 percent for men and 13.8 percent for women at the end of the first decade of the 21st century, compared to 17.7 percent and 9.4… Read more 9/9/2015 - For some states, a focus on older workers (USA Today)

9/9/2015 - How an Area’s Union Membership Can Predict Children’s Advancement (The New York Times)

It is well established that unions provide benefits to workers — that they raise wages for their members (and even for nonmembers). They can help reduce inequality. A new study suggests that unions may also help children move up the economic ladder. Researchers at Harvard, Wellesley and the Center for American Progress, a liberal think tank, released a paper Wednesday showing… Read more 9/9/2015 - How an Area’s Union Membership Can Predict Children’s Advancement (The New York Times)

9/8/2015 - Corporate Efforts to Address Social Problems Have Limits (The New York Times)

There is something appealing about the concept of “shared value.” The strategy, first articulated by Michael E. Porter of Harvard Business School and the management consultant Mark R. Kramer, is based on the belief that companies can increase profits and enhance their businesses even as they address pressing social problems. And yet the case for… Read more 9/8/2015 - Corporate Efforts to Address Social Problems Have Limits (The New York Times)

9/8/2015 - 6 Tips for Going Back to School in Retirement (U.S. News & World Report)

It’s not just children who head back to the classroom every fall. Retirees have a variety of options to take college-level classes at affordable prices and sometimes even for free. Read the full article in U.S. News & World Report. 

9/8/2015 - Homeowners face risky retirement scenarios (Pittsburgh Post Gazette)

Homemakers often play a big role in raising children, managing households and caring for sick loved ones. But because the job does not come with a steady paycheck or retirement benefits, they can be forced to rely on others for income and face tremendous risks when it comes to retirement. “In devoting their time to… Read more 9/8/2015 - Homeowners face risky retirement scenarios (Pittsburgh Post Gazette)

9/6/2015 - Mortgage debt — The New Retirement Time Bomb (The Washington Post)

The Consumer Financial Protection Bureau says the percentage of homeowners ages 65 and older with mortgage debt increased from 22 percent in 2001 to 30 percent in 2011. Among homeowners 75 and older, the rate more than doubled, from 8.4 to 21.2 percent. Read the full article in The Washington Post.