Category: Financial Landing 2015

4/5/2015 - Investigating alternative approaches to 401(k) plans (Pittsburgh Post-Gazette)

A number like $6.7 trillion is hard to ignore. That’s how much people have in retirement savings accounts and other defined contribution plans, according to the Investment Company Institute, an investment industry group.Hedge and private equity funds and other alternative investments have yet to claim much turf in the growing market, but that could change. Shifting… Read more 4/5/2015 - Investigating alternative approaches to 401(k) plans (Pittsburgh Post-Gazette)

4/3/2015 - Look who's retiring later (CNBC)

Getting ready to retire? Hold that thought. Two-thirds of Americans have experienced a financial disruption that affected their financial behavior in some way, according to a newly released data by TD Ameritrade. And of that group, roughly half expect to delay or forgo retirement as a result of the disruption. The 34 percent who plan to put off… Read more 4/3/2015 - Look who's retiring later (CNBC)

4/3/2015 - Over 50 and Back in College (The New York Times)

For many, a retirement of babysitting grandchildren, golfing and relaxing on the beach is passé. Older people today approach work as a pillar of a retirement lifestyle, planning ahead and adding skills even before leaving their current jobs.As demand for more adult learning opportunities accelerates, colleges and universities are trying to figure out how to tap into… Read more 4/3/2015 - Over 50 and Back in College (The New York Times)

4/2/2015 - Half of Americans will see their standard of living fall in retirement (MarketWatch)

With roughly 10,000 boomers retiring every day, the U.S. retirement crisis is no longer an easily dismissed distant concern. Whether we choose to pay attention or not, American workers’ savings shortfall is a slow-moving hurricane that’s going to hit many of us where we live. By some measures, Americans are less prepared than ever to… Read more 4/2/2015 - Half of Americans will see their standard of living fall in retirement (MarketWatch)

4/1/2015 - The Long and Short of it (Financial Advisor)

Americans are living longer than ever before. And to make sure their retirement income goes the distance, they’ve turned to a number of alternatives, including one whose entire reason for being is to solve this problem: the longevity annuity.A type of deferred-income annuity—as opposed to an immediate annuity—the longevity annuity was developed more than a… Read more 4/1/2015 - The Long and Short of it (Financial Advisor)

3/31/2015 - Robo-advisers: The in's and out's of automated investment platforms (Employee Benefit News)

You may have noticed that there’s a new trend sweeping the financial services industry: robo-advisers. What is a robo-adviser exactly? Is there actually a fleet of robots somewhere managing people’s money? Well, not exactly. They offer an online platform for investing and portfolio management and, despite the “robo” part of the name, humans actually are… Read more 3/31/2015 - Robo-advisers: The in's and out's of automated investment platforms (Employee Benefit News)

3/30/2015 - Half of American households can barely save a nickel (CNBC)

For roughly half of American households they answer is “barely,” according to the results of a new survey by Bankrate.com. About half reported they are setting aside no more than 5 percent of their income in savings. One in five said they’re not even able to save a penny. The highest savings rates were reported by those… Read more 3/30/2015 - Half of American households can barely save a nickel (CNBC)

3/30/2015 - Income Inequality: It's Also Bad for your Health (The New York Times)

We know that living in a poor community makes you less likely to live a long life. New evidence suggests that living in a community with high income inequality also seems to be bad for your health. A study from researchers at the University of Wisconsin Population Health Institute examined a series of risk factors that help… Read more 3/30/2015 - Income Inequality: It's Also Bad for your Health (The New York Times)

3/28/2015 - As Job Rate Rises, Older Workers Are Often Left Behind (The New York Times)

Despite some indications here and there that the baby boom generation is working longer, few workers were hurt as badly as those over 50 in the years after the economic crisis that began unfolding in 2008. Many were forced to take jobs at lower pay, with fewer hours and less generous benefits — or no… Read more 3/28/2015 - As Job Rate Rises, Older Workers Are Often Left Behind (The New York Times)

3/27/2015 - Why putting off retirement savings until you make more money is a big mistake (The Washington Post)

People in their 20s have a list of excuses for putting off saving for retirement: Their paychecks are too small. They don’t know how long they’ll stay with a company. Why worry now about something that feels a million years away? But a report from the Employee Benefit Research Institute drives home the point that waiting until you’re older and… Read more 3/27/2015 - Why putting off retirement savings until you make more money is a big mistake (The Washington Post)