Category: Financial Security 2015

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3/12/2015 - Back to the future technology spurs adults to save for retirement

by on March 12, 2015 11:40 pm
Young people don’t think much about retirement. Two out of five don’t think about it at all, according to a survey of adults under 30. That apathy caught the attention of 35-year-old psychologist Hal Hershfield, a professor at UCLA’s Anderson School of Management. Hershfield wondered whether Americans might save more if they literally faced the… Read more 3/12/2015 - Back to the future technology spurs adults to save for retirement
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3/11/2015 - Retirement Reality Is Catching Up With Me

by on March 11, 2015 5:44 pm
“I am an idiot. That, at least, is the impression I get from personal finance websites and magazines and books. They all seem to say I’m doing pretty much everything wrong when it comes to my financial life, basically because I don’t pay that much attention to my finances.” Read the full article at The… Read more 3/11/2015 - Retirement Reality Is Catching Up With Me
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3/6/2015 - Retirement in a Community. But Which One?

by on March 6, 2015 5:58 pm
Choosing where to live could be the single most important and difficult decision retirees will make. While it’s not impossible to undo a wrong decision, making the right one the first time is far less painful, emotionally and financially. Read the full article at The New York Times.
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3/4/2015 - Women lagging in retirement saving: Survey

by on March 4, 2015 7:17 pm
American women save far less for retirement than their male peers, and they invest too conservatively to close the gap, according to a new survey asset management firm BlackRock will release March 5.  Read the full article at CNBC.
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3/4/2015 - Humanity is turning into a 'different kind of animal,' Stanford historian says

by on March 4, 2015 5:36 pm
Stanford classics Professor Ian Morris says that in the 21st century our cultural evolution is feeding back into our biological evolution. The result may be technologically enhanced “post-humans” as far removed from us as we are from Neanderthals. Read the full article at Stanford Report.

2/28/2015 - Protecting Fragile Retirement Nest Eggs

by on February 28, 2015 5:42 pm
A new study by the White House Council of Economic Advisers has found that financial advisers seeking higher fees and commissions drain $17 billion a year from retirement accounts by steering savers into high-cost products and strategies rather than comparable lower-cost ones. Read the full article at The New York Times.

2/27/2015 - Why baby boomers are poised to revive the economy

by on February 27, 2015 8:00 pm
For generations, the dream retirement was one spent in warmer climates, on the beach and often walking distance from a golf course. Chris Farrell, a senior economics contributor at Marketplace, is among those now laughing at the idea. Farrell, 61, is the author of “Unretirement: How Baby Boomers Are Changing the Way We Think About… Read more 2/27/2015 - Why baby boomers are poised to revive the economy
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2/20/2015 - Middle-age blacks have less in their 401(k)s than young whites

by on February 20, 2015 4:35 pm
Our current retirement system heavily relies on tax-advantaged savings accounts such as 401(k)s. This system works reasonably well in the world of upper-middle-class and affluent people. Unfortunately, that same 401(k) system functions quite poorly for most people outside that top economic layer. African-American and Hispanic workers are particularly unlikely to derive financial advantage from these… Read more 2/20/2015 - Middle-age blacks have less in their 401(k)s than young whites

2/17/2015 - How you might beat the annuity actuaries

by on February 17, 2015 7:21 pm
Life insurance and annuity companies have the big buildings for a reason: They know when you’re going to die. Or do they? Read the full article at MarketWatch.

2/17/2015 - These scammers are targeting your elderly parents

by on February 17, 2015 6:04 pm
February may be the month of hearts and flowers, but it’s also prime time for financial cons, from imposter fraud to the “sweetheart scam.” The reasons for the seasonal lift in these scams are simple enough. Many people, still keeping with their New Year’s resolutions, are looking for love and are especially vulnerable to scammers.… Read more 2/17/2015 - These scammers are targeting your elderly parents