4/25/2015 – 5 things you need to have a successful retirement (MarketWatch)

You’re either part of the 58% of workers who are at least reasonably confident about having enough money for retirement, or you’re in the parts of the populace that are significantly more nervous about their future. You either have a financial plan, which is boosting your confidence, or you lack a plan, which is holding your outlook down.

Sift through the statistics in the Employee Benefit Research Institute’s 2015 Retirement Confidence Survey, and you ultimately see that the newest research study on retirees breaks people down into two of the oldest of classifications: Haves and have-nots.

The good news is that most people actually can choose and work toward the result they want, the statistic they want to fall into. While there is no denying that circumstances dictate which side of the line some people fall on, the EBRI statistics also show that choices help to determine not only how well someone prepares for retirement but how they feel about their ability to live out their days in comfort.

Read the full article in MarketWatch.