7/25/2015 – 7 steps to a financially secure retirement (USA Today)

If certified financial planner Ray LeVitre could give people one piece of advice when it comes to planning for retirement it would be this: Get a written financial plan. Everyone needs one — no matter what your income level, savings, investments or age, says LeVitre, author of 20 Retirement Decisions You Need to Make Right Now. A financial plan is key because it drives all the other things in your retirement, he says. It should include not only your investments but any pension money you expect to receive and a plan for when you’re going to take Social Security.

Read the full article in USA Today.