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10/1/2013 - Study of Hormone Use in Menopause Reaffirms Complex Mix of Risks and Benefits

by on October 1, 2013 7:06 pm
Hormone therapy for menopause is one of the most divisive subjects in medicine, hailed by some as a boon to women’s comfort and well-being, vilified by others as a threat to health. A new analysis finds truth somewhere in the middle, reaffirming previous warnings that the drugs have more risks than benefits for most women… Read more 10/1/2013 - Study of Hormone Use in Menopause Reaffirms Complex Mix of Risks and Benefits
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10/1/2013 - Study shows how to fix big flaw with 401(k) plans

by on October 1, 2013 4:17 pm
Most 401(k) participants plans are on their own when it comes to deciding how to turn their retirement savings into reliable, lifetime income. The reason? Most employers pay retiring employees a lump sum from the 401(k) plan and don’t provide any help with the critical task of generating retirement income from that savings. Read the… Read more 10/1/2013 - Study shows how to fix big flaw with 401(k) plans
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10/1/2013 - Ethical Tradition Meets Economics In An Aging China

by on October 1, 2013 4:12 pm
China is home to the world’s largest aging population, and its attitudes and treatment of the elderly are changing. In the past, there was little mention in China of the rights of the elderly. Instead, ancestor worship and Confucian respect for the elderly were the norm. But since this summer, Chinese law requires adult offspring… Read more 10/1/2013 - Ethical Tradition Meets Economics In An Aging China
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10/1/2013 - Study shows how to fix big flaw with 401(k) plans (MoneyWatch)

by on October 1, 2013 3:56 pm
To set the stage for future changes, a new study from the Stanford Center on Longevity (SCL) and the Society of Actuaries (SOA) shows employers how they can help their older workers plan for a secure retirement. Read the full article at MoneyWatch.
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9/30/2013 - The Rise of Semi-Retirement (US News & World Report)

by on September 30, 2013 8:31 pm
Switching directly from a full-time job that consumes most of your waking hours to retirement can be a very abrupt change. More than a third of working Americans say they would like to semi-retire, or cut back their hours, before retiring completely, according to a recent HSBC and Cicero Group survey. Workers have both personal… Read more 9/30/2013 - The Rise of Semi-Retirement (US News & World Report)
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The Rise of Semi-Retirement

by on September 30, 2013 8:19 pm
Switching directly from a full-time job that consumes most of your waking hours to retirement can be a very abrupt change. More than a third of working Americans say they would like to semi-retire, or cut back their hours, before retiring completely, according to a recent HSBC and Cicero Group survey. Workers have both personal… Read more The Rise of Semi-Retirement
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9/30/2013 - Five retirement lessons from the 2008 crash

by on September 30, 2013 5:11 pm
When is the next big crash? Will you be ready? One of the major lessons learned from the 2008 debacle is that people who remained in the market and avoided panicking came out of things just fine. Read the full article at MarketWatch.
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9/30/2013 - Global Study: World Not Ready for Aging Population

by on September 30, 2013 5:06 pm
The world is aging so fast that most countries are not prepared to support their swelling numbers of elderly people, according to a global study going out Tuesday by the United Nations and an elder rights group. Read the full article at ABC News.
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9/30/2013 - How Does Household Income Change in the Ten Years Around Age 65? (EBRI)

by on September 30, 2013 5:02 pm
This study constructs a measure similar to the traditional replacement rate: a post-65 to pre-65 income ratio, comparing the household income five and ten years prior to age 65 with that of household income five and ten years after age 65. While similar to the traditional replacement rate in terms of construction, it is different… Read more 9/30/2013 - How Does Household Income Change in the Ten Years Around Age 65? (EBRI)
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9/29/2013 - A Great Annuity Plan Called Social Security: Deferring Benefits Can Yield a Significant Advantage (Wall Street Journal)

by on September 30, 2013 4:55 pm
Know how to get a great deal on an annuity today? Tap your 401(k) or IRA for living expenses in your first few years of retirement so you can postpone taking Social Security. Most people start their Social Security benefits as early as possible, at age 62, or at least by their “normal” retirement age,… Read more 9/29/2013 - A Great Annuity Plan Called Social Security: Deferring Benefits Can Yield a Significant Advantage (Wall Street Journal)