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12/11/14 - Here’s how medical debt hurts your credit report (CFPB)

by on December 11, 2014 10:03 pm
Since September 2013, debt collection has been the top complaint at the CFPB. Among all debt types, medical debt tops the list. When a debt is past due, a collector may report the account to a credit agency. This would appear as an account in collection, often resulting in a credit score drop. Read the… Read more 12/11/14 - Here’s how medical debt hurts your credit report (CFPB)
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12/11/2014 - Retirement Calculators Are Wrong—But You Need One Anyway

by on December 11, 2014 5:57 pm
To get the most from retirement calculators, it helps to understand their limitations. Read the full article at Time.
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12/10/14 - More Americans feel like they will never get out of debt (Washington Post)

by on December 11, 2014 5:16 pm
Nearly one in five consumers with loans said they think they will never be able to finish paying off their debt, according to survey released Wednesday by CreditCards.com. That is double the nine percent who said they felt that way last year. Read the full article at The Washington Post. 
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12/09/14 - Work longer, retire richer (CNBC)

by on December 11, 2014 5:15 pm
When a worker keeps working for the eight more years between 62 and 70—an increase in total working years of 20 percent for someone who started to work at 22—Social Security payouts are increased every year by a full 76 percent. That’s right: 76 percent more for 20 percent more time. Read the full article… Read more 12/09/14 - Work longer, retire richer (CNBC)
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12/9/2014 - Unmet Needs Continue to Pile Up

by on December 10, 2014 7:28 pm
“Unmet needs,” a term gerontologists use, refers to care or help you require but don’t get. If, when you’re elderly or disabled, you aren’t able to shop or cook, you lack the strength to go outside, you can’t keep track of your bank account or your medications — and no one assists you with those… Read more 12/9/2014 - Unmet Needs Continue to Pile Up
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12/9/2014 - This Nursing Home Calms Troubling Behavior Without Risky Drugs

by on December 9, 2014 7:23 pm
Though antipsychotics are approved to treat serious mental illnesses like schizophrenia and bipolar disorder, the FDA says the drugs can increase the risk of death for people with dementia. Still, they’re prescribed for nearly 300,000 nursing home residents nationally. Read the full article at National Public Radio.
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12/9/2014 - Proof that you should get a life

by on December 9, 2014 5:38 pm
A new paper by John Pencavel, Stanford University professor and Center on Longevity faculty affiliate, shows that reducing working hours can be good for productivity. Read the full article at The Economist.
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12/8/2014 - Can you improve brain health? Scientists weigh in

by on December 8, 2014 6:35 pm
Is playing fun video games really the answer to the threat of Alzheimer’s? Many scientists think not. According to the Stanford Center on Longevity (SCL) and the Berlin Max Planck Institute for Human Development, there’s no reliable scientific evidence to support the notion that cognitive training can improve overall brain performance. Read the full article… Read more 12/8/2014 - Can you improve brain health? Scientists weigh in
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12/08/2014 - Three Quick Ways To Tell If Your 401(k) Rocks (Forbes)

by on December 8, 2014 5:24 pm
When it comes to retirement plans, 401(k)s are confusing and inadequate. They are often loaded with expensive, junk funds and don’t give employees the right choices. On top of that, they guarantee nothing. Employers don’t even have to offer them. Here are three ways to tell if your 401(k) is worthwhile. If your plan doesn’t… Read more 12/08/2014 - Three Quick Ways To Tell If Your 401(k) Rocks (Forbes)
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12/05/2014 - Pizza Orders Reveal Credit Card Scheme, and a Secondhand Market (The New York Times)

by on December 8, 2014 5:16 pm
One of the many kinds of identity theft is the black-market sale of stolen credit card numbers. No card is necessary: just the number and the three-digit security code that goes with it. A thief buys a list of those numbers. The next step is to see which ones have not been canceled. Read the… Read more 12/05/2014 - Pizza Orders Reveal Credit Card Scheme, and a Secondhand Market (The New York Times)