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12/16/2013 - More Montana seniors rely on food programs to fill cupboards (Billings Gazette)

After O.D. Etter was in a head-on crash, he could no longer work, and money for groceries dwindled. “I had a good hunting rifle I was able to pawn off and get enough to kind of keep things going,” said Etter, who is almost 75. At the time, Etter was desperate, and the rifle brought… Read more 12/16/2013 - More Montana seniors rely on food programs to fill cupboards (Billings Gazette)

12/16/2013 - Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2012 (EBRI)

The financing of retirement has become a vital topic in the United States as more and more Baby Boomers rapidly approach the traditional retirement age of 65. This group, with birth years 1946–1964 (ages 49-67), currently totals just over 75 million people and will greatly change the demographics of the nation as it continues to… Read more 12/16/2013 - Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2012 (EBRI)

12/13/2013 - Target Market for Annuities Is Larger Than Most Advisors Think: Genworth (ThinkAdvisor)

What do consumers think about annuities? Not much — leaving plenty of room for advisors to change that, according to a Genworth survey. The survey found 68% of respondents who don’t own an annuity have a positive or neutral impression of them. Among owners, 91% had a positive or neutral impression. Read the full article… Read more 12/13/2013 - Target Market for Annuities Is Larger Than Most Advisors Think: Genworth (ThinkAdvisor)

12/9/2013 - Many blacks, Latinos have no retirement savings, study shows (Washington Post)

Fewer than half of blacks and Latino workers have retirement plans on the job, leaving the vast majority of them with no savings designated for their golden years, according to a reportto be released Tuesday. Americans of all races face the growing prospect of downward mobility in retirement, the report said, but the problem is… Read more 12/9/2013 - Many blacks, Latinos have no retirement savings, study shows (Washington Post)

12/9/2013 - Detroit ruling reverberates with pension funds around the country (Pensions & Investments)

The Detroit bankruptcy ruling on Dec. 3 has turned into the “new shot heard round the world” for both pension plan participants and municipalities saddled with pension debt and trying to stay afloat. U.S. Bankruptcy Court Judge Steven W. Rhodes last week accepted the city’s petition enabling it to seek protection under Chapter 9 of… Read more 12/9/2013 - Detroit ruling reverberates with pension funds around the country (Pensions & Investments)

12/7/2013 - Britain's Ministry of Nudges (New York Times)

Alex Gyani had an idea, but even he considered it a little far-fetched. A 24-year-old psychologist working for the British government, Mr. Gyani was supposed to come up with new ways to help people find work. He was intrigued by an obscure 1994 study that tracked a group of unemployed engineers in Texas. One group… Read more 12/7/2013 - Britain's Ministry of Nudges (New York Times)

12/4/2013 - More 401(k) plans add retirement planning advice (MoneyWatch)

Don’t know where to turn for retirement planning advice? The good news is more employers are offering retirement planning advice through their 401(k) and other retirement plans. But is this something you’ll want to take advantage of? Like many other retirement planning tasks, the answer is — it depends. Let’s take a look. According to… Read more 12/4/2013 - More 401(k) plans add retirement planning advice (MoneyWatch)

12/2/2013 - The 3-Generational Workplace: It's (Really!) a Good Thing (Forbes)

The working world is in a moment of extraordinary generational change. Baby Boomers (a generation 76 million strong) are reaching the traditional retirement age, but many are continuing to work well into their 60s and 70s (and sometimes beyond). At the same time, Millennials (a generation 80 million strong) are advancing in their careers and beginning… Read more 12/2/2013 - The 3-Generational Workplace: It's (Really!) a Good Thing (Forbes)

12/1/2013 - Some Alaska employees make bid to return to pension plan instead of 401(K) (Alaska Dispatch)

Several years after Alaska closed its traditional pension plan to new employees, public employees are trying to get back in, but are finding stalwart opposition from the Parnell administration. Sen. Dennis Egan, D-Juneau, said the new 401(k)-style plans the state moved to in 2006 are not serving the state well. “I want people who are… Read more 12/1/2013 - Some Alaska employees make bid to return to pension plan instead of 401(K) (Alaska Dispatch)

12/1/2013 - The Working Life: Scanning the Economic Landscape, and Still Seeing Little on the Horizon (New York Times)

From the outside, the financial fissures in Marianne Scarino’s life are easy to overlook. She still steps out the door most weekday mornings in her tailored trousers and kitten heels. She walks with the confidence of the successful professional she once was, the corporate manager with the office overlooking Times Square, the six-figure salary and… Read more 12/1/2013 - The Working Life: Scanning the Economic Landscape, and Still Seeing Little on the Horizon (New York Times)