Category: financial security 2013

8/14/2013 - How an aging nation affects job numbers

A recent Goldman Sachs study focused attention on the impact of population aging on labor force participation. Read the full article at MarketWatch.

8/12/2013 - Downsizing in retirement turns less into more

According to a recent survey by the Demand Institute, more than 40 percent of Americans ages 50 to 64 plan to move within the next five years. Many of them will opt for a smaller place with the goal of saving money. Read the full article at Today.

8/12/2013 - Why Small Businesses Don't Offer Retirement Plans

Small companies generally provide high-cost retirement benefits, if they offer them at all. Read the full article at U.S. News and World Report.

8/4/2013 - A Plan to Avert the Pension Crisis

It isn’t politically feasible for Washington to bail out Detroit, but President Obama and Congress must step in to avert the worst fiscal collapse in urban American history. Read the full article at The New York Times.  

8/2/2013 - Seven Ways To Pay For Retirement

Getting by in retirement should be about more than just “getting by.” Yet lots of people arrive at that moment unsure of just how they will pay for retirement after leaving work behind. Read the full article at Forbes.

7/29/2013 - 5 Retirement Variables Outside Your Control

One of the reasons it’s difficult to prepare for retirement is that there are so many things we simply can’t predict about it. We don’t know how long we will live, how much our investments will earn and how much of our purchasing power inflation will erode. Here are some of the scariest retirement unknowns… Read more 7/29/2013 - 5 Retirement Variables Outside Your Control

7/25/2013 - 3 fixes for retirement investors on the edge

There’s a good deal of confusion over what return a retail investor should expect. Not many years ago, a 10% annualized return was a standard guesstimate from a financial adviser. Unsurprisingly, many near-retirees still use that rule of thumb. However, low current interest rates being what they are, many of the top financiers today talk… Read more 7/25/2013 - 3 fixes for retirement investors on the edge

7/25/2013 - Planning for a generation that will live past 100

Several recent surveys by AARP have found only slightly more than half of Americans ages 45 and older are confident they have saved enough to cover medical and living expenses in retirement. Reuters spoke with Laura Carstensen, Professor of Psychology at Stanford University, and Director of the Stanford Center on Longevity about how to get more… Read more 7/25/2013 - Planning for a generation that will live past 100

7/24/2013 - Sell a Business to Cover Retirement? Don’t Count on It

When R. J. Lewis left a corporate job to start his own business in 1999, he knew his bank account would suffer. He gave up a six-figure income and assumed that the first few years of entrepreneurship would be lean. Still, he did not realize just how much of a toll running a business would take… Read more 7/24/2013 - Sell a Business to Cover Retirement? Don’t Count on It

7/22/2013 - Health care: Pay less out-of-pocket in retirement

Most people nearing retirement underestimate what it will cost to pay for health care. Read the full article at MarketWatch.