Category: financial security 2013

6/25/2013 - Working boomers need to cut disability risk

More Americans say that one piece of their retirement-savings plan is to keep working and to delay retirement. But all too often a health crisis or illness blows a big hole in that idea. The bad news? Older workers have few options for insuring against that risk. Read the full article at MarketWatch.

6/25/2013 - Retirement Planning: Make Your Money Last

Retirement planning is no longer just about accumulating a nest egg. It’s about optimizing what you’ve worked so hard to achieve, so you have reliable income throughout retirement – regardless of how long you live. This means the investment and savings strategies you used to accumulate wealth need to be adjusted as you prepare for… Read more 6/25/2013 - Retirement Planning: Make Your Money Last

6/24/2013 - Rowboats for Retirement

A lot of people used to think of 401(k) retirement accounts this way. But in the last six years, most Americans have gained a new appreciation of financial bad weather and the threat of a perfect storm. Stock market volatility, low interest rates and a sagging bond market have discouraged retirement savings. Read the full… Read more 6/24/2013 - Rowboats for Retirement

6/21/2013 - Tallying the retirement account have-nots

The MarketWatch Retirement channel in general, and Encore in particular, are forums where writers and readers wrestle with the challenges of building and preserving their savings. It can be a bit sobering to be reminded that those are problems that a large swath of the population can only wish they had. That’s the main takeaway… Read more 6/21/2013 - Tallying the retirement account have-nots

6/14/2013 - Rethinking Some Elements Of Conventional Retirement Wisdom

This is one in a series of blog posts from the Morningstar Investment Conference in Chicago. That the thick fieldbook handed out to Social Security agents lists some 2,700 rules makes it no surprise that retirement is nearly synonymous with complexity. To simplify, retirement advisors like to rely on rules of thumb and well-worn advice.… Read more 6/14/2013 - Rethinking Some Elements Of Conventional Retirement Wisdom

6/13/2013 - Reinventing Old Age: The Good We Do When We Work Forever

PBS has been reporting on America’s aging workforce on the NewsHour over the past several months, covering the factory where the average age is 74, the graying of academia, the senior entrepreneurship boom and long-term unemployment and age discrimination. On Wednesday, June 19,  they’re launching a companion online project called “New Adventures for Older Workers.”… Read more 6/13/2013 - Reinventing Old Age: The Good We Do When We Work Forever

6/11/2013 - Retirement Will Kill You

Our common perception is that retirement is a time when we can relax and take better care of ourselves after stressful careers. But what if work itself is beneficial to our health, as several recent studies suggest? Read the full article at Bloomberg.

6/10/2013 - A free online retirement planning guide

Planning for a period of your life that can last 20, 30 or even 40 years is a complex and significant task. Steve Vernon, author, blogger and Center on Longevity research associate, offers tips to help you manage your retirement planning efforts. Read the full article at CBS Money Watch.

6/10/2013 - Social Security Needs to Prepare for Aging Americans

Social Security is written about almost exclusively in terms of its financial health. Last week, for example, the trustees for Social Security reported that without legislative changes, the program’s financial reserves would be exhausted by 2033, and it would thereafter be able to pay only about 75 percent of its legally required benefits. That was… Read more 6/10/2013 - Social Security Needs to Prepare for Aging Americans

6/10/2013 - Study links vegetarian diets and longevity

Life may last longer for vegetarians The question: Various diets and eating habits have been linked to life span. What effect might vegetarian eating have on longevity? This study included 73,308 adults, most in their mid- to upper-50s and with no diagnosis of cancer or cardiovascular disease at the start of the study. Read the full article… Read more 6/10/2013 - Study links vegetarian diets and longevity