Category: Financial Landing 2015

3/6/2015 - As You Near Retirement, Capitalize on Market Opportunities (U.S. News & World Report)

At the end of 2014, there was a steady stream of reporting around the strength of the U.S. economy: the Dow Jones industrial average and Standard & Poor’s 500 index reached new highs in the fourth quarter of 2014, the Nasdaq Composite index hit its best point since the 1990s technology bubble and the U.S.… Read more 3/6/2015 - As You Near Retirement, Capitalize on Market Opportunities (U.S. News & World Report)

3/5/2015 - Ready to retire? Maybe not just yet (CNBC)

If you have socked away money in a 401(k) and your 60th birthday is behind you, chances are you are thinking about when to retire. Chances are, too, that you are planning to retire sooner rather than later. The average retirement age seems to have stabilized at 62 for women and 64 for men, according… Read more 3/5/2015 - Ready to retire? Maybe not just yet (CNBC)

3/5/2015 - How to Make Your Retirement Income Last (U.S. News & World Report)

Picture this: You’ve worked hard your entire life, saving diligently for retirement. At age 65, you were living the dream. At age 75, you enjoyed a comfortable, if not luxurious, lifestyle. But at age 85, you inexplicably have run out of money. How did the ship sink so quickly? There was an iceberg, barely visible above… Read more 3/5/2015 - How to Make Your Retirement Income Last (U.S. News & World Report)

3/4/2015 - American's Aren't Saving Enough for Retirement, but One Change Could Help (The New York Times)

Here is something every non-rich American family should know: The odds are that you will run out of money in retirement. On average, a typical working family in the anteroom of retirement — headed by somebody 55 to 64 years old — has only about $104,000 in retirement savings, according to the Federal Reserve’s Survey… Read more 3/4/2015 - American's Aren't Saving Enough for Retirement, but One Change Could Help (The New York Times)

3/2/2015 - 7 Steps to a Financially Secure Retirement (USA Today)

Preparing financially for retirement may seem virtually impossible. How can you tuck away enough money for your later years given your limited income and never-ending expenses?It’s no wonder that a recent survey showed a third of people in the USA have nothing saved for their golden years. “Retirement is a big stew, and there are… Read more 3/2/2015 - 7 Steps to a Financially Secure Retirement (USA Today)

3/2/2015 - People with Low Incomes say They Pay the Price with Poor Health (NPR)

When you ask people what impacts health you’ll get a lot of different answers: Access to good health care and preventative services, personal behavior, exposure to germs or pollution and stress. But if you dig a little deeper you’ll find a clear dividing line, and it boils down to one word: money. People whose household… Read more 3/2/2015 - People with Low Incomes say They Pay the Price with Poor Health (NPR)

3/2/2015 - The Suddenly Hot Job Market for Workers Over 50 (Money)

Things are finally looking up for older workers. The latest data show the unemployment rate for those over age 55 stands at just 4.1%, compared with 5.7% for the total population and a steep 18.8% for teens. The ranks of the long-term unemployed, which ballooned during the recession as mature workers lost their jobs, are… Read more 3/2/2015 - The Suddenly Hot Job Market for Workers Over 50 (Money)

2/27/2015 - Making Money Decisions When You Lose Your Job (The New York Times)

The numbers are striking: About 1.7 million people, on average, lose their jobs every month. Those figures represent little more than 1 percent of the work force, but they still underscore just how many people face the sort of upheaval that accompanies the loss of a job or a forced retirement. Beyond the emotional toll, many individuals agonize over… Read more 2/27/2015 - Making Money Decisions When You Lose Your Job (The New York Times)

2/27/2015 - White House Move to Protect Nest Eggs Sparks Hopes and Fears (NPR)

The Obama administration is creating new protections for Americans saving and investing for retirement, but industry groups say the new rules could hurt the very people the president says he wants to help. If you’re building a retirement nest egg, big fees are the dangerous predators looking to feast on it. The White House says too… Read more 2/27/2015 - White House Move to Protect Nest Eggs Sparks Hopes and Fears (NPR)

2/26/2015 - When To Roll Over Your 401(k) -- And When Not To (Forbes)

To roll or not to roll, that is the question — at least when you’re changing companies or retiring. Sometimes it’s a good idea to roll over your 401(k) to an IRA, and sometimes it’s better left right where it is. In order to make that decision, you need to weigh what is important to… Read more 2/26/2015 - When To Roll Over Your 401(k) -- And When Not To (Forbes)