4/19/2014 – Deciding when to take Social Security benefits (Christian Science Monitor)

Many current retirees decided to begin taking Social Security retirement benefits well before their full retirement age—the age at which a beneficiary is entitled to receive a full Social Security retirement benefit based on her lifetime earnings record.

In some cases, need drove the decision to take early benefits; in others, fear about the long-term viability of the program. In many cases, the decision came down to the retiree not knowing she had the option to delay benefits.

Read the full article at the Christian Science Monitor.