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8/7/2015 - African Americans Continue to Grow in Affluence (Plan Adviser)
by djaworski on August 7, 2015 7:23 pm
African Americans demonstrate continued optimism when it comes to finances, due to growing affluence, Prudential Financial found in its biannual “African American Financial Experience” report. However, many are not taking advantage of financial and investment tools, which may hinder long-term wealth accumulation. Two increasingly prevalent financial priorities for African Americans are maintaining their lifestyle in… Read more 8/7/2015 - African Americans Continue to Grow in Affluence (Plan Adviser)
8/6/2015 - Political Parties Splinter Over Social Security Reform (Forbes)
by djaworski on August 6, 2015 11:01 pm
Today, the Social Security system is standing on a cliff, awaiting its fate. Its fate is tied to the fate of millions of Americans. Just next year, in 2016, the Social Security Disability Insurance (SSDI) fund is projected to be fully depleted. If nothing occurs between now and then, the Social Security system will jump… Read more 8/6/2015 - Political Parties Splinter Over Social Security Reform (Forbes)
8/5/2015 - Is Student Debt Really Keeping Millennials from Growing Up? (Time)
by djaworski on August 6, 2015 4:46 pm
Young adults with student debt are postponing life events like buying a home or car, getting married, and having babies at higher rates than other age groups did, according to a new survey. Overall, 45% of respondents who ever had student loan debt said they had put off life events because of it. For borrowers… Read more 8/5/2015 - Is Student Debt Really Keeping Millennials from Growing Up? (Time)
8/5/2015 - Will retirement make you happier?
by admin on August 5, 2015 5:38 pm
“We find strong evidence that retirement improves both health and life satisfaction.” This provocative line came from the summary of a recent National Bureau of Economic Research (NBER) working paper produced by researchers at George Mason University and Utah State University. Read the full article by Center on Longevity Research Scholar Steve Vernon at CBS… Read more 8/5/2015 - Will retirement make you happier?
8/5/2015 - Sharing Art Helps Medical Students Connect With Dementia Patients
by admin on August 5, 2015 5:34 pm
Hannah Roberts was a first-year-medical student at Columbia University College of Physicians in 2013 when she noticed her classmates were having an especially tough time relating to dementia patients. Could a field trip together to the local art museum help? Read the full article at National Public Radio (NPR).
8/5/2015 - Where the Elderly Can Age in Place
by admin on August 5, 2015 4:56 pm
A NORC (naturally occurring retirement community) is a building, development or neighborhood that wasn’t designed for a senior community but ends up serving one. Once 45% of units are populated by people who are over 60, the community can apply to the city or state for NORC status, which qualifies the community for government support.… Read more 8/5/2015 - Where the Elderly Can Age in Place
8/4/2015 - College Costs Rival Retirement as Savings Goal (Plan Adviser)
by djaworski on August 5, 2015 4:09 pm
One-third of parents are still shouldering student debt, according to the ninth annual College Savings Foundation State of College Savings Survey. Just over half (51%) say that their top strategy for funding their children’s college costs is savings, up from 45% in 2014, and 53% are saving at least some money to put their child… Read more 8/4/2015 - College Costs Rival Retirement as Savings Goal (Plan Adviser)
8/3/2015 - Sorry, mom and dad: Millennials still moving in (USA Today)
by djaworski on August 4, 2015 7:09 pm
Despite continued signs of economic recovery, a growing number of Millennials are moving back in with Mom and Dad. The percentage of Millennials living with their parents increased from 24% in 2010 to 26% in the first third of 2015, according to a Pew Research Center report, which is based on Census data. The study, which was released… Read more 8/3/2015 - Sorry, mom and dad: Millennials still moving in (USA Today)
8/3/2015 - How to Save for Retirement at Your First Job (U.S. News & World Report)
by djaworski on August 4, 2015 7:06 pm
Saving enough to retire comfortably is significantly easier if you begin to put away money for retirement at your first job. Tucking even a small amount into a 401(k) or IRA gives that money decades to accumulate without the drag of taxes, and compound interest will do much of the work of growing your wealth.… Read more 8/3/2015 - How to Save for Retirement at Your First Job (U.S. News & World Report)
8/4/2015 - When seniors volunteer with kids, everybody wins
by admin on August 4, 2015 5:04 pm
A program that brings together older adults and elementary school students gives children academic and social support and lets the volunteers see how they can help the next generation. Read the full article at Futurity.
