Stanford Center on Longevity

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8/3/2015 - For Pensions, Higher Fees Don’t Translate Into Higher Return (The Wall Street Journal)

by djaworski on August 3, 2015 9:15 pm

Pension funds aren’t getting a good deal on Wall Street. The states paying the most to outside money managers have produced lower investing profits than those which have paid the least, according to a new report.Cash-strapped pension funds are increasingly questioning the worth of external money managers. As pension costs absorb a bigger part of… Read more

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8/1/2015 - 5 biggest financial mistakes Gen X and Gen Y make (MarketWatch)

by djaworski on August 3, 2015 9:12 pm

Sivertsen said the biggest looming threat to Gen Xers, however, is not access to affordable investment advice. Rather, it’s their lack of savings for retirement. And it’s a threat made even worse if you consider the possibility that Social Security might not be available in its current state for their retirement. Social Security benefits are… Read more

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8/3/2015 - Aging brains can't clear out Alzheimer's 'trash'

by admin on August 3, 2015 7:50 pm

The greatest risk factor for Alzheimer’s disease is advancing age. After 65, the risk doubles every five years, and 40 percent or more of people 85 and older are estimated to be living with the devastating condition. Researchers have identified some of the key changes in the aging brain that lead to the increased risk.… Read more

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8/3/2015 - Is It Time To Abolish Mandatory Retirement?

by admin on August 3, 2015 4:53 pm

A few weeks ago I was at a dinner for the kick-off to a three-day program in New York City I attended called Age Boom Academy, whose theme was Global Aging: Danger Ahead? Our dinner speaker was John Beard, director of the World Health Organization (an arm of the United Nations) Department of Ageing and… Read more

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8/3/2015 - How to Save for Retirement at Your First Job

by admin on August 3, 2015 4:51 pm

Making savvy savings decisions in your 20s can set you up for a lifetime of financial security. Saving enough to retire comfortably is significantly easier if you begin to put away money for retirement at your first job. Tucking even a small amount into a 401(k) or IRA gives that money decades to accumulate without… Read more

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8/1/2015 - A retirement storm is coming. Are you prepared? (The Washington Post)

by djaworski on August 3, 2015 4:22 pm

The Government Accountability Office found that among households headed by someone 55 or older, about 29 percent have neither pension nor retirement savings. Among those who do have savings, the median amount for households headed by someone 55 to 64 is about $104,000, and $148,000 for households headed by someone 65 to 74. That’s “equivalent to… Read more

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7/31/2015 - Do we really have a retirement crisis? (CBS MoneyWatch)

by djaworski on July 31, 2015 6:12 pm

Have we got a crisis, or merely a series of hard problems?” This question was posed at a recent panel discussion at the American Enterprise Institute (AEI) during a discussion of retirement readiness in the U.S. During the past few years, a number of analysts and research institutions have published reports describing a looming retirement crisis. One review… Read more

7/30/2015 - For Young Voters, Crushing Student Debt Is Front And Center (NPR)

by djaworski on July 31, 2015 3:58 pm

The economy is always a key issue in presidential campaigns. But whose economy are we talking about? Many millennial voters are underemployed and crushed under thousands of dollars of student debt. And perhaps nowhere is the problem more acute than in New Hampshire. Seventy-six percent of the class of 2013 had loans. On average, each… Read more

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7/31/2015 - Women and Alzheimer’s

by admin on July 31, 2015 2:31 pm

Michael Greicius, MD, MPH, is an associate professor of neurology and, by courtesy, of psychiatry and behavioral sciences at the Stanford School of Medicine. He is also a faculty affiliate of the Center on Longevity. BeWell spoke with Dr. Greicius about Alzheimer’s disease — more commonly diagnosed in women than in men — to learn… Read more

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7/30/2015 - Saving for College vs. Saving for Retirement: Why the Conventional Wisdom Is Wrong

by admin on July 30, 2015 8:37 pm

In this special guest column, a college expert challenges some familiar financial advice for parents. Financial advisers often tell parents that they should save for their own retirement first and their children’s college educations second. They support this advice with simplistic sound bites such as “You can borrow for college, but you can’t borrow for… Read more

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