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5/29/2015 - Help clients before they become the family bank (Investment News)

by on May 29, 2015 4:08 pm
A recent national study by Merrill Lynch and Age Wave found that roughly six in 10 people (62%) age 50 and over are providing financial support to family members. The amount of support can be substantial — averaging $15,000 over five years. But among clients with assets over $5 million, the average level of support climbs to… Read more 5/29/2015 - Help clients before they become the family bank (Investment News)
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5/28/2015 - Health savings accounts gain acceptance as retirement tool (Market Watch)

by on May 28, 2015 3:55 pm
At the end of 2014, U.S. health savings accounts (HSAs) held $24.2 billion across nearly 14 million accounts, versus $19.3 billion across nearly 11 million accounts in 2013, according to Devenir, a Minneapolis-based provider of HSA investment products. Underlying this rapid growth is the increased adoption by employers of high-deductible health insurance plans, which shift… Read more 5/28/2015 - Health savings accounts gain acceptance as retirement tool (Market Watch)
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5/27/2015 - The issue is net returns, not the nature of the fund (Market Watch)

by on May 27, 2015 5:54 pm
Research conducted by economists at the Center for Retirement Research at Boston College and other institutions have concluded that the high fees associated with investing in 401(k)s and IRAs seriously erode balances at retirement. Paying an additional 100 basis points reduces these balances by more than 20 percent. Read the full article in MarketWatch.  

5/27/2015 - Why Regular Retirement Saving Can Improve Your Health

by on May 27, 2015 4:53 pm
More workers who make saving a habit report better health than those who do not. And it’s not just about having a high income. People who save money out of habit are more confident about retirement and better prepared financially, as you might expect. But there’s a sleeper benefit, new research shows. Consistent savers also… Read more 5/27/2015 - Why Regular Retirement Saving Can Improve Your Health

5/26/2015 - For big data to help patients, sharing health information is key, experts say

by on May 26, 2015 4:56 pm
A key message from Stanford’s annual big data conference was that realizing the potential of precision health means sharing massive amounts of medical and behavioral data. Among the speakers was Laura Carstensen, Founding Director of the Center on Longevity. Read the full article at Stanford School of Medicine.
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5/26/2015 - How to Protect your IRA (CBS MoneyWatch)

by on May 26, 2015 4:40 pm
Failure to name a person as a beneficiary means the IRA assets pass through your estate and that’ll cost your heirs. That’s because if you hadn’t already started taking distributions by the time of your death, the IRA assets must be distributed to your estate’s heirs within five years of death. Or if you had started, distributions… Read more 5/26/2015 - How to Protect your IRA (CBS MoneyWatch)
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5/25/2015 - Peeking Into Healthy Brains to See If Alzheimer's Is Brewing

by on May 25, 2015 5:49 pm
Sticky plaque gets the most attention, but now healthy seniors at risk of Alzheimer’s are letting scientists peek into their brains to see if another culprit is lurking. Read the full article at ABC News.
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5/25/2015 - Diabetes May Be a Risk Factor for Developing Alzheimer’s, Studies Find

by on May 25, 2015 4:49 pm
Two recent studies show blood-sugar levels can affect the brain—-adding new evidence that diabetes might be a significant risk factor for developing Alzheimer’s disease and other forms of dementia. Read the full article at The Wall Street Journal.
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5/24/2015 - Public-Sector Jobs Vanish, Hitting Blacks Hard (The New York Times)

by on May 24, 2015 5:31 pm
Working for the government has long provided a dependable pathway to the middle class and a measure of security harder to find in the private sector, particularly for those without college degrees.Roughly one in five black adults works for the government, teaching school, delivering mail, driving buses, processing criminal justice and managing large staffs. They… Read more 5/24/2015 - Public-Sector Jobs Vanish, Hitting Blacks Hard (The New York Times)
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5/23/2015 - Ways to make a smooth transition to retirement (USA Today)

by on May 23, 2015 4:01 pm
Many people have the time of their lives in retirement, while others feel adrift, especially when they are in transition to their new lifestyle. About two-thirds of retired Baby Boomers say they had challenges adapting to this change in their lives, one survey showed. Among the toughest parts: Missing the day-to-day social connections with colleagues,… Read more 5/23/2015 - Ways to make a smooth transition to retirement (USA Today)