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5/22/2015 - How to Pick the Optimal Retirement Age

by on May 22, 2015 5:53 pm
The classic retirement age continues to resonate with working Americans. A recent Gallup survey found that workers expect to retire at an average age of 65, down slightly from 66 in 2014. Read the full article at US News and World Report.
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5/22/2015 - What the Supreme Court’s fixes for retirement savings may do to your 401(k) (MarketWatch)

by on May 22, 2015 5:00 pm
The U.S. Supreme Court prescribed some fixes to the retirement-savings world this week, but the long-term side effects could have some workers thinking they’ve been given bad medicine. The high court ruled unanimously in favor of current and former workers at Edison, a California-based utility, who claimed that the retail-class mutual funds selected as investment options… Read more 5/22/2015 - What the Supreme Court’s fixes for retirement savings may do to your 401(k) (MarketWatch)
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5/22/2015 - The Risks and Rewards of Self-Managing Portfolios (The New York Times)

by on May 22, 2015 4:09 pm
There are good reasons for retirees to manage their own financial lives: Saving money on fees is one benefit, and more closely aligning investments with personal goals is another. But there is dangerous ground along the way: Taxes, estate planning, rules around gifting to relatives, timing of withdrawals from retirement accounts and other issues can be immensely… Read more 5/22/2015 - The Risks and Rewards of Self-Managing Portfolios (The New York Times)
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5/21/2015 - How the New-Model 401(k) Can Help Boost Your Retirement Savings (Money)

by on May 21, 2015 5:18 pm
If you want evidence that the 401(k) plan has been a failed experiment, consider how they’re starting to resemble the traditional pensions they’ve largely replaced. Plan by plan, employers are moving away from the do-it-yourself free-for-all of the early 401(k)s toward a focus on secure retirement income, with investment pros back in charge of making that happen.We… Read more 5/21/2015 - How the New-Model 401(k) Can Help Boost Your Retirement Savings (Money)
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5/20/2015 - Did we get the ‘old-age dependency’ of aging countries all wrong?

by on May 20, 2015 6:28 pm
The old-age dependency ratio has a fundamental weakness: its current definition still makes us believe that after 65 you become an “old-age dependent.” Yet this will simply not be true in the future. Read the full article at The Brookings Institution.
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5/20/2015 - A promising trend in taking Social Security benefits

by on May 20, 2015 6:19 pm
Not all news is bad when it comes to Social Security benefits. A recent study of claims data shows that the percentage of workers turning age 62 who start Social Security benefits at that age has declined significantly since 1996. Read the full article by Center on Longevity Research Scholar Steve Vernon at CBS MoneyWatch.
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5/20/2015 - A Promising Trend in Taking Social Security Benefits (CBS Money Watch)

by on May 20, 2015 5:56 pm
Not all news is bad when it comes to Social Security benefits. A recent study of claims data shows that the percentage of workers turning age 62 who start Social Security benefits at that age has declined significantly since 1996. Why this is good news: Most retirees will be more financially secure in retirement if… Read more 5/20/2015 - A Promising Trend in Taking Social Security Benefits (CBS Money Watch)
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5/19/2015 - Good news on retirement trends (MarketWatch)

by on May 20, 2015 5:03 pm
With lower Social Security replacement rates, vanishing traditional pensions, and longer lifespans, people need to work longer to ensure a secure retirement. Working longer directly increases current income; it avoids the actuarial reduction in Social Security benefits; it allows people to contribute more to their 401(k) plans; and it shortens the period of retirement. The… Read more 5/19/2015 - Good news on retirement trends (MarketWatch)
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5/20/2015 - When it comes to prevention, diet and exercise are key

by on May 20, 2015 3:34 pm
This Monday was the sixth annual Stanford Women’s Health Forum, hosted by Stanford’s Women and Sex Differences in Medicine center (WSDM). The forum focused on prevention, and the keynote, delivered by Marcia Stefanick, PhD, professor of obstetrics and gynecology and WSDM director, highlighted physical activity and weight management as the key preventative actions for women to take. … Read more 5/20/2015 - When it comes to prevention, diet and exercise are key
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5/19/2015 - Supreme Court: Employers must monitor 401(k) plans (NPR Marketplace)

by on May 19, 2015 10:33 pm
In a unanimous decision, the Supreme Court has ruled that employers have an ongoing obligation to monitor the 401(k) plans they offer their workers. The court also established a more flexible reading of the statute of limitations on when employees can sue should they believe their employer failed to uphold its responsibilities. The case, Tibble v.… Read more 5/19/2015 - Supreme Court: Employers must monitor 401(k) plans (NPR Marketplace)